Which title is authorized to sign cashier's checks?

• A. The Assistant Branch Manager
• B. The Teller
• C. The Customer
• D. Branch Manager or BSM

Answer: (D)

The ability to sign cashier’s checks comes from who is officially authorized by the bank to issue this type of instrument. A cashier’s check is drawn on the bank itself and guarantees funds, so the signer must be someone who has concrete authority to bind the bank to payment at that branch. In practice, that authority is usually reserved for the branch manager or the branch service manager (BSM), who are designated to approve and sign cashier’s checks. A teller handles transactions and cash, but does not have signing authority for cashier’s checks. An assistant branch manager may or may not have this authority depending on policy, but the standard designation is the branch manager or the BSM. Therefore, the best answer is that the branch manager or BSM are the authorized signers.